Money Flows Like A River

Go forth, but return to this community,  
Where rivers of tears may be shed,
Where dry souls are watered,
Where your joy bubbles,
Where your life cup overflows,
Where deep in your spirit you have found in this place a home.              

All rivers run to the sea.  

                                     ~Kayle Rice (excerpt)

Money and water have much in common. –

Think of words abundance, affluence, currency, lavish, bountiful, tributaries, profusion.  All derive from words describing a flowing quality, such as water…energy…resources.

Water is known as the great solvent, cleanser, and purifier.  Water is a highly valued commodity, for it sustains all living things.   It occurs naturally, abundant in some places, scarce in others.  Similarly, money is essential to the health and wellbeing of people and communities.  In today’s world, it is difficult to exist without both of these essential resources.

Among the world’s great religions, philosophical systems, and earth-based traditions, water is an essential element in the teachings and rituals.  With its qualities as solvent, cleanser and purifying agent, water is has been an irresistible symbol and source of inspiration for that which sustains all living things.

Generosity is the essential and sustaining element that must flow through our faith communities so that they may prosper.  Givers in the congregation are like the tributary streams that flow into the river, carrying fresh supply of vital nutrients and abundant life energy.  At the same time, it is important to remember that financial resources, like water, must continue to flow through the congregation and out into the community in healthy, life-sustaining ways.  For when water is stagnant, it can become unhealthy—at times toxic—and unable to nourish living things.   Faith communities function in similar ways to bodies of water.

Let us consider the waters of the Middle East.  The Jordan River is a major river that diverts water from the Sea of Galilee down through valley between Israel, Palestine, and Jordan.  Thermal springs bring salt to the Sea of Galilee, a body of water teeming with life and vitality.  The Jordan River flows over 150 miles from the Sea of Galilee, carrying six million tons of water to the lowest point on the earth’s surface and with no outlet flow, The Dead Sea.  With evaporation occurring in desert heat and thermal springs around the shores of the Dead Sea, there are high concentrations of salt and magnesium.  Despite these high mineral concentrations and their value as commodities, with no flow of fresh water moving through, the Dead Sea is just that:  a stagnant body of water unable to support life beyond micro-organisms.

As people of faith, we must understand the elemental nature of money and enable its steady flow into and through the congregation.  It is money that provides the energy for the congregation’s mission and the essential nutrients to sustain its ministries, programs, infrastructure, and outreach.

The healthy, well-resourced congregation is like a major river with its currency abundantly supplied by its tributary streams, its givers.  Its ministries flow out into the community, lavishly supplying plentiful resources to its surrounding communities.  Without the in-flow and out-flow of money, our congregations cannot flourish.   Just as environmental stewardship is necessary to effectively manage the world’s natural resources like water, so is congregational stewardship.

Sacred texts, poetry and literature are filled with the imagery and metaphorical wisdom to be gleaned from flowing water.  These offer insight and inspiration for congregations seeking to nurture a culture of generosity and promote giving as a beneficial spiritual practice:

 

Thou in thy narrow banks art pent:
The stream I love unbounded goes
Through flood and sea and firmament;
Through light, through life, it forward flows.  (
Emerson’s Two Rivers)

                                ~   ~    ~   ~   ~

At times we flow toward the Beloved like a dancing stream.
At times we are still water held in His pitcher.
At times we boil in a pot turning to vapor –
that is the job of the Beloved.    
(Rumi’s One Whisper of the Beloved)

                                ~   ~    ~   ~   ~

You, Blessed One, are my first love.
The love that is always present, always pure, and freshly new.
And I shall never need a love that will be called “last.”
You are the source of well-being flowing through numberless troubled lives, the water from you spiritual stream always pure, as it was in the beginning.                      (
Thich Naht Hahn, Call me by my true names)

                                ~   ~    ~   ~   ~

Like the water of a deep stream,
love is always too much.
We did not make it.
Though we drink till we burst,
we cannot have it all, or want it all.
In its abundance it survives our thirst.  
(Wendell Berry Like the Water)

                                ~   ~    ~   ~   ~

Resources for Nurturing Generosity and Congregational  Stewardship:                          http: //www.uua.org/finance/fundraising/generosity/index.shtml

Shick, Stephen.  Be The Change: Poems, Prayers & Meditations for Peacemakers & Justice Seekers. 2009.  Skinner House Books.  (several readings featuring water imagery.)

Rice, Kayle.  All Rivers Run to the Sea   http://www.uua.org/worship/words/closings/submissions/151326.shtml

Worship Resources, including Water Communion Ceremonies:  http://www.uua.org/worship/holidays/174532.shtml

Water Justice Resources:                                                                                     http://www.uusc.org/environmentaljustice http://www.unicef.org/wash/index_3951.html

Money, Life Energy, and the “Faith Factor” In Congregational Giving

One by one, as we decide to change money energy from greed, fear, lack and suffering, into love, joy, abundance, and goodwill, our own circumstances will change for the better….Abundance will begin to flow through our lives. Money will simply be there. (Barbara Wilder)

Let’s face it. Money is a complexity in our lives. We exchange hours of our Life Energy for it in our work for wages. We’d love to receive more of it. We wish we could save enough to feel secure. Sometimes we are reluctant to give it away, but we feel good about it when we do. We can be exhilarated or guilty about spending it, from one moment to the next. Money is a driving force in our lives, like it or not.

Money is energy in form and function, which, at its best, flows through our lives and our relationships, transforming as it goes. Early on, we learn about the practical uses and benefits of having money as the means of providing food, clothing, shelter, and transportation. As we move through our lives we experience giving and generosity as ways to express our deepest-held values. It is the very act of giving that makes money sacred.

As a result of his research, Arthur C. Brooks has describes the “virtuous cycle” charitable giving and increased income and the mutual reinforcement of giving, health, happiness, and prosperity. Charitable giving is pleasurable for the giver. It gives life meaning. People who engage in charitable giving and voluntarism tend to have higher incomes than those who do neither. For example, in data collected for the year 2000, Brooks found that a charitable dollar is associated with $4.35 in extra income. Of the extra income, $3.75 could be directly attributed to the dollar given to the charity.

More and more, people are looking for ways to make a positive difference with their money. In particular, younger generations want their monetary giving to have the greatest impact possible in their wider communities. This is the appeal of offering plate give-away programs in which people contribute to their church and extend their giving to worthy causes beyond.

Paul Schervish of the Center for Wealth and Philanthropy at Boston College has differentiated between demand-side giving and supply-side giving. Demand-side giving has been the expectation historically, focusing on the duty and obligation of giving. In contrast, supply-side giving is rooted in the giver’s identity as a philanthropist whose gifts change lives and bring about positive outcomes. This emerging trend involves the giver’s investment of money and life energy as an expression of their faith identity.

Let’s take a closer look at the role of the faith community in giving patterns…

  • Charitable contributions in the United States topped $290 Billion in 2010,
  • Giving to religion the largest share at thirty-five percent (35%) to total dollars.
  • Of the total dollars, over fifty percent (51.1%) are given by people who are regular church attenders and describe themselves as “strong” or “very strong” in their faith.
  • Simply belonging to a congregation matters, since those who do are more likely to give to the congregation, to secular causes (66%), and to volunteer (44%).

Research clearly indicates the “faith factor” is a significant influence in charitable giving, and giving in congregations. Congregations that reported an increase in attendance over the past five years were most likely to report an increase in their annual fundraising. Another good example of why active participation in religious community and regular attendance to services makes a difference in giving levels and overall financial health.

Congregation leaders must find ways to nurture the giver’s need to give as a spiritual practice, rather than emphasizing the congregation’s need to fund its annual budget. This is a delicate balancing act for congregations trying to strengthen their financial picture. However, in light of the research, encouraging giving in faith communities as beneficial to the giver and the congregation is important to remember.

The first step is to understand how people relate to money at a personal level and engage the conversation in our congregations. The next is to structure our budgets and giving programs around our mission and ministries, emphasizing the difference the congregation makes in the world and how lives are changed for the better. In follow up to these steps, it is important to explicitly connect the individual’s faith identity and values to their financial choices and giving to support their faith community. It is through the alchemy of money, life energy, and faith identity that abundance is realized.

Links for Further Exploration of Money, Life, and Spiritual Practice:

http://www.bc.edu/dam/files/research_sites/cwp/ssi/wcvol4.html#article1

http://www.spiritualityandpractice.com/practices/features.php?id=15783

http://congregationalresources.org/stewardship-suffering-sea-change

Links to the Giving Data and Research:

Giving USA Foundation: http://www.givingusareports.org/

State of the Plate 2011 report by Brian Kluth: http://www.stateoftheplate.info/index.htm

2009 Congregational Economic Impact Study, Alban Institute and Lake Institute: http://www.philanthropy.iupui.edu/LakeFamilyInstitute/docs/2009CongEcoImpact_KeyFindings.pdf

Empty Tomb, Inc. Giving Research: http://www.emptytomb.org/research.html

Books referenced for this blog post:

Brooks, Arthur C. Who Really Cares. Basic Books. 2006.

Wilder, Barbara. Money is Love: Reconnecting to the Sacred Origins of Money. Wild Ox Press. 1999.

Money Talk and the Congregation

Some people think that annual stewardship campaigns are about money; they are wrong. Stewardship campaigns are about commitment.

~Jerald L. King, Stewardship Consultant

Our relationship with money is complex. The relationship evolves throughout our lifetime. We are born into a culture of money–our family’s culture–and are influenced by the money cultures of our local communities, congregations, and society at large.

Whether we have a lot of it, or very little, money holds power in our lives. Money is wrapped up in our values, beliefs, and attitudes. It affects our relationships with others, particularly in the realms of family, work settings, and religious communities. Money is a form of energy that both moves through our lives and moves us through our lives. Our perceptions about money can be positive or negative, depending on our experience with it.

When it comes to money in the congregation, there are layers of complexity, because each person encountered carries a unique blend of experiences, attitudes, and feelings about money. Talking about money can trigger intense emotional reactions in some. As a result, the topic can be awkward–even taboo–to discuss openly and authentically in faith communities.

Asking people to give their money to support the congregation requires understanding and sensitivity on the part of those doing the asking. Those enlisted to engage the conversations about money and giving in the congregation benefit from training and support. This involves the opportunity to first explore one’s own relationship with money and commitment to financially supporting the congregation and its mission before asking another to give. As confidence builds and talking about money becomes more comfortable, a new culture of generosity and stewardship can emerge and prosper.

Stewardship is important and essential work of the congregation. It is a spiritual practice of careful tending to the needs and resources of the community. At its best, stewardship is a ministry that promotes healthy relationships with money and with one another.

This link will take you to the presentation slides used for training stewardship teams: Annual_Stewardship_Campaign_team_training_2012

A recent Alban article by Craig A. Satterlee, Preaching is Not Fund-raising from the Pulpit, poses some interesting challenges for stewardship leaders focused on raising funds to support their congregations’ annual operating budgets: http://www.alban.org/conversation.aspx?id=9901